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Contracts & Insurance Wording

Effective contracting requires more than the right 'legalese'. Contracts should be reconciled with operational realities and broader commitments, including insurance. 

If your contracts and insurance are reviewed in isolation, they may be speaking past each other and your organization may be retaining unintended risks. Trust risklegal to ensure your commercial agreements are clear and operate in lockstep with your risk transfer strategies, and vice versa.

No insurance concerns? risklegal can assist with pure contract matters.

Construction coverage counsel

  • Policy wording and coverage reviews

  • Minimum insurance requirements 

  • Broker/agency agreements

  • Captive and fronting agreements

  • Third Party Administrator agreements

  • Service agreements

  • Purchase/sale agreements

  • Rental agreements

  • Prime + subcontracts

Scenarios

Your business needs an updated service agreement that limits your liability. Trust risklegal to update that in a manner that compliments your insurance coverage.

You are a general contractor evaluating a prime contract for a museum. The owner has included a term implying the museum will be fit for its intended purpose as a museum. Trust risklegal to recognize an uninsurable commitment.

Your organization is buying a novel product from a startup with a modest balance sheet. Trust risklegal to negotiate Additional Insured product liability coverage by contract.

Your organization is renewing your corporate insurance program. Your insurer proposes a new exclusion. Trust risklegal to evaluate the exclusion against your operational needs.

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